Best Refinance Rates

Refinance Your Home

Benefits to Refinancing

Refinancing your home is one of the best tools for building wealth through homeownership! 

The two most common refinance reasons are “Cash Out Refinance” and “Rate & Term Refinance”.  Let’s go through them both!

Refinancing mortgage rate strategies to grow wealth with Denver Mortgage Broker and Colorado Homes for Sale - Someday Mortgage & Real Estate Broomfield, Colorado

Close in 7-10 Days

Close Quickly

Refinancing usually takes less time to close since there are fewer inspections, no “buyer” and “seller” involved, etc.

100% Online

Apply & Close Online

You can check your rates, apply and often even close all online when you work with us!

Quick & Easy

Less Hassle

Refinancing is often much simpler than a home purchase!  You don’t have to worry about submitting offers, negotiating, etc.  Get an appraisal (if needed), apply and close!

Refinance Option #1

Cash Out Refinance


Up to 80%

You can take out up to 80% of the appraised value of your home… tax free!


Tax Free

Since refinancing is technically a “new loan”, you do not pay taxes on the cash out!


Use Cash for Anything

You can use the cash for renovations, trips, college, or… anything!

Refinance Option #2

Rate & Term


Lower Monthly Payment

By refinancing to a lower rate you can save money on your monthly payment


Shorten Length of Loan

For example, you can refinance a 30 year mortgage to 15 years to be debt free quicker


Take Cash Out

It is sometimes possible to take cash out AND lower your monthly mortgage payment.