Best Refinance Rates
Refinance Your Home
Benefits to Refinancing
Refinancing your home is one of the best tools for building wealth through homeownership!
The two most common refinance reasons are “Cash Out Refinance” and “Rate & Term Refinance”. Let’s go through them both!
Close in 7-10 Days
Refinancing usually takes less time to close since there are fewer inspections, no “buyer” and “seller” involved, etc.
Apply & Close Online
You can check your rates, apply and often even close all online when you work with us!
Quick & Easy
Refinancing is often much simpler than a home purchase! You don’t have to worry about submitting offers, negotiating, etc. Get an appraisal (if needed), apply and close!
Refinance Option #1
Cash Out Refinance
Up to 80%
You can take out up to 80% of the appraised value of your home… tax free!
Since refinancing is technically a “new loan”, you do not pay taxes on the cash out!
Use Cash for Anything
You can use the cash for renovations, trips, college, or… anything!
Refinance Option #2
Rate & Term
Lower Monthly Payment
By refinancing to a lower rate you can save money on your monthly payment
Shorten Length of Loan
For example, you can refinance a 30 year mortgage to 15 years to be debt free quicker
Take Cash Out
It is sometimes possible to take cash out AND lower your monthly mortgage payment.