Mortgage Pre-Approval Steps
There are a few standard documents you will need to gather for any lender you choose. The good news is with modern technology we have made it as quick and painless as possible!
What You Need
to Apply!
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Good Credit
Good Credit
620 Credit Score or higher
580+ for FHA
-
Proof of Income
W-2 wage statement (2 years)
Tax Returns (2 years)
(if applicable) Proof of additional income from alimony, bonuses, etc.
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Proof of Assets
Bank Statements (2 Months)
Investment Accounts – if any
Owned Rentals - if any
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Misc. Items
Rough idea of monthly recurring expenses (credit card payments, student loans, etc.)
Driver’s License (for all borrowers)
Social Security Number
Willingness to allow us to run your credit history (simply check “yes” in the portal!)
